How it works

A load is an address.
Every party opens it with their own key.

A load gets one permanent address, and the address holds and points to the load's information: terms, parties, and tracking. It is not a file on our servers that we hand out. Only a party with the correct lens — its own key — can open it; nobody can look a load up or read its details without the lens, and each lens opens only that party's slice.

This address-and-lens design is what Load Guardrails is built on, and it is coming to live loads. Today the live surface is your account, the directory and network, and the free carrier tools; putting real shipping details into a lens-gated address on a live load is planned at the same honesty bar as the funded-load layer below, not running today.

01 · The address

Where the load lives.

Addresses are a tree: the business, then its authority, then its loads. A load tendered by a broker sits under that broker's authority. Every party on it has its own address too, seeded from an identifier they already hold.

AddressWhat it isSeeded from
usdot:1593734CA carrier with property authorityUSDOT number + C; MC kept as a reference
usdot:2020202BA broker (for example, Example Brokerage LLC)USDOT number + B; $75k bond on file
ein:41-0215170A shipper with no FMCSA authorityEIN, kept in its own namespace
usdot:2020202B/load/000001One load, tendered under the broker's authorityThe broker's address plus a load number

FMCSA is moving to USDOT as the single identifier, with authority shown as a letter suffix. Seeding on USDOT now means nothing to re-issue later.

02 · The lifecycle

Seven states. One owner each.

Every transition is checked against a policy that denies by default: only the named party can move the load to the next state. A denied transition is never written. An allowed one is appended to the record, never overwritten.

The funded-load and settlement layer shown below — prefunding, milestone releases, and settlement — is planned as an opt-in capability. It is not live today. The states, ownership, and the shared record are the substrate; the money columns describe how that opt-in layer will move funds once it launches.

State
Who moves it
What happens
Money
createdthe address exists
shipper or broker
Terms fixed up front: origin, destination, windows, equipment, driver qualifications, cargo value, rate, insurance limits.The rate con lives here from the start.
—
fundedfunds in place
shipper
The shipper prefunds the full load: carrier rate and insurance.Nothing rolls until the money is there.
funds in place
$2,850.00
acceptedcarrier bound
carrier
A specific carrier, truck, and driver are bound to the load.A different truck or driver at pickup is a denied transition.
—
picked_upverified at origin
carrier
Pickup verified; the bill of lading is an entry on the record.Both the shipper and the carrier read the same BOL.
milestone release
terms set at launch
in_transitmoving
carrier
Position and condition events append to the record as the load moves.Everyone reads the same status; no check calls.
—
deliveredverified at destination
receiver
The receiver confirms delivery; the proof of delivery is the entry.The receiver sees its PO and window, and nothing else on the load.
milestone release
terms set at launch
settledrecord complete
system
Broker margin settles. The record stands as the permanent history of the load.Disputes become audits of one record.
margin settles
$350.00 → broker

Figures illustrate the planned opt-in layer using the example load used throughout this site: a $2,500 carrier rate and a $350 broker margin on a $2,850 shipper cost. Carriers use Load Guardrails free; brokers and shippers pay for the platform's paid capabilities; pricing is published before those capabilities launch.

03 · Who sees what

The same address returns different things to different people.

A carrier's key opens the carrier's slice: rate, equipment, driver. A shipper's key opens cost and status. A broker administering the load sees both sides plus its own margin. A receiver sees its dock window. Nobody administers permissions after the fact; the entitlements are part of the record.

Reading asShipper sliceCarrier sliceBroker sliceReceiver sliceDeed history & settlement
Shipperyes———yes
Carrier—yes——yes
Brokeryesyesyes—yes
Receiver———yesyes
usdot:2020202B/load/000001
settled
Try it: open the example load as carrier.
04 · The four documents

Rate con, BOL, POD, invoice: one record instead of four.

Today nobody gets paid until four documents reconcile, and each party holds its own version. On Load Guardrails each of them is an entry on the load's address, written by the party that owns that step and read by everyone entitled to it.

Today
  • Shipper tenders (EDI 204); carrier accepts or declines (990); tracking updates arrive by 214; the invoice comes as a 210
  • Each message is mapped, acknowledged (997), and reconciled against the others
  • A three-way match of rate con, BOL/POD, and invoice happens weeks later, by hand
  • Any mismatch is a dispute between two versions of events
On Load Guardrails
  • The rate con is the load's terms at created
  • The BOL is the picked_up entry, written by the carrier
  • The POD is the delivered entry, written by the receiver
  • The invoice is the settlement ledger in the planned opt-in funded layer
  • Nothing to reconcile: all four parties read the same object
05 · A worked example

200 coffee makers. Minneapolis to Chicago.

A manufacturer ships 200 units to a Chicago distribution center. Tuesday 8 AM pickup, Wednesday 6 PM delivery, $1,800 rate. The funding and release steps below illustrate the planned opt-in funded-load layer, which is not live today.

Monday
The shipper creates the load under its EIN address with origin, destination, 200 units, the pickup and delivery windows, the rate, and the insurance limit. The load is created.
—
Monday
The shipper prefunds the full amount. funded. Carriers can now be tendered.
$1,800 prefunded
Monday
A carrier whose authority is on file accepts. Its USDOT, unit 104, and driver Marcus Delane are bound to the load. accepted.
—
Tue 8:04 AM
Pickup verified at the warehouse; the BOL is written to the record. picked_up.
milestone release → carrier
Tuesday
Position events append as the truck moves. The shipper's dashboard, the broker's board, and the receiver's dock schedule all read the same status. No phone calls.
—
Wed 3:41 PM
The receiver confirms 200 units at the Chicago DC; the POD is written. delivered.
milestone release → carrier
Wed 3:41 PM
Fees settle and the record is complete. The carrier is paid in full 26 hours after pickup, with no invoice, no factoring, and no collections. settled.
record complete
06 · Identity

Your identity is your address.

No new account number. Your address is seeded from the identifier you already have and nobody else shares.

Carriers

Your USDOT number with a carrier suffix. Your MC is kept as a reference. Authority must be active, not just present.

usdot:…C

Brokers & forwarders

Your USDOT plus your authority. Since January 16, 2026, FMCSA suspends broker authority when the $75,000 bond or trust drops below the line and isn't cured in seven days, so what matters is current authority, not that it once existed — the platform checks the current FMCSA record (clearly-labeled sample data until the FMCSA key is connected).

usdot:…B · usdot:…F

Shippers & receivers

No FMCSA authority needed. Your EIN, in its own namespace, since it's tax-confidential rather than a public registry.

ein:…
Questions

Plain answers.

Do I need to be on Load Guardrails for it to work?

No. Load Guardrails is infrastructure. Any shipper, carrier, or broker can use it directly, and any platform can write a load's address into its own software. It's not a walled garden.

How would instant settlement work if there's no factoring?

This describes the planned opt-in funded-load layer, which is not live today. In it, the shipper prefunds the full load before pickup and verified milestones release the money. Settlement terms are set when the funded-load capability launches. The money is already there and moves the moment a milestone is confirmed — no 30–90 day wait, no factoring cut.

What stops someone double-brokering my load?

A load is bound to a specific carrier, truck, and driver at acceptance. Presenting a different truck or identity is a transition the policy denies, so it never gets written. Separately, a carrier whose only authority is broker authority fails the vetting gate before any tender.

Who can see the price I'm paying or being paid?

Only the parties entitled to. A carrier sees its rate; a shipper sees its cost; a broker administering the load sees both sides. The design goal is that nobody else, including us, can; today Load Guardrails can read what it holds, and section 06 of the Privacy Policy says exactly what that is.

What's a "field address," concretely?

A short, permanent handle seeded from your real identifier. It locates where your data rests; your key turns it back into something readable. The same address works on any machine.

Can we keep using a broker?

Yes. Any broker, 3PL, or platform that has integrated Load Guardrails can administer your loads — for example, Unbroker, though it is only one broker on the network. And if you and a carrier later want to go direct, that switch is a recorded, consented operation on the load rather than a fight over a non-solicitation clause. The notice, fees, and terms of that switch are the broker's; Load Guardrails takes no position on them.

Is my data sitting on your servers?

Loads are written as keyed records, and the goal of the design is that we cannot read what we hold without your key. We're building toward per-party keys before launch; until then, loads run on a shared field we operate. We'd rather say that plainly than claim more than the software does today.

Plain about what this is

What's live today is ordinary, buildable technology used well: a shared record, keyed access, and an append-only log. The prepaid funded-load and settlement layer is planned as an opt-in capability, not something running today. No magic, no claims a system can't keep. Freight doesn't need magic; it needs one honest record everyone can trust.

See it with your own loads.

Get on the interest list and we'll walk through the lifecycle with your lanes, your carriers, and your numbers.

Join the interest list