How it works

A load is an address.
Every party opens it with their own key.

When a load is created it gets one permanent address. That address holds the whole shipment: terms, parties, tracking, settlement. It is not a file on our servers that we hand out; it is a record each party reads under their own key, and each key opens only that party's slice.

01 · The address

Where the load lives.

Addresses are a tree: the business, then its authority, then its loads. A load tendered by a broker sits under that broker's authority. Every party on it has its own address too, seeded from an identifier they already hold.

AddressWhat it isSeeded from
usdot:1593734CA carrier with property authorityUSDOT number + C; MC kept as a reference
usdot:2020202BA broker (Unbroker)USDOT number + B; $75k bond checked live
ein:41-0215170A shipper with no FMCSA authorityEIN, kept in its own namespace
usdot:2020202B/load/000001One load, tendered under the broker's authorityThe broker's address plus a load number

FMCSA is moving to USDOT as the single identifier, with authority shown as a letter suffix. Seeding on USDOT now means nothing to re-issue later.

02 · The lifecycle

Seven states. One owner each. Money moves on three of them.

Every transition is checked against a policy that denies by default: only the named party can move the load to the next state. A denied transition is never written. An allowed one is appended to the record, never overwritten.

State
Who moves it
What happens
Money
createdthe address exists
shipper or broker
Terms fixed up front: origin, destination, windows, equipment, driver qualifications, cargo value, rate, insurance limits.The rate con lives here from the start.
fundedescrow in place
shipper
The shipper prefunds the full load: carrier rate, insurance, and fee.Nothing rolls until the money is there.
escrow funded
$2,850.00
acceptedcarrier bound
carrier
A specific carrier, truck, and driver are bound to the load.A different truck or driver at pickup is a denied transition.
picked_upverified at origin
carrier
Pickup verified; the bill of lading is an entry on the record.Both the shipper and the carrier read the same BOL.
30% releases
$750.00 → carrier
in_transitmoving
carrier
Position and condition events append to the record as the load moves.Everyone reads the same status; no check calls.
deliveredverified at destination
receiver
The receiver confirms delivery; the proof of delivery is the entry.The receiver sees its PO and window, and nothing else on the load.
70% releases
$1,750.00 → carrier
settledrecord sealed
system
Broker margin and infrastructure fee settle. The record seals as the permanent history of the load.Disputes become audits of one record.
margin settles
$350.00 → broker

Figures are the example load used throughout this site: a $2,500 carrier rate and a $350 broker margin on a $2,850 shipper cost.

03 · Who sees what

The same address returns different things to different people.

A carrier's key opens the carrier's slice: rate, equipment, driver. A shipper's key opens cost and status. A broker administering the load sees both sides plus its own margin. A receiver sees its dock window. Nobody administers permissions after the fact; the entitlements are part of the record.

Reading asShipper sliceCarrier sliceBroker sliceReceiver sliceDeed history & settlement
Shipperyesyes
Carrieryesyes
Brokeryesyesyesyes
Receiveryesyes
usdot:2020202B/load/000001
settled
Try it: open the example load as carrier.
04 · The four documents

Rate con, BOL, POD, invoice: one record instead of four.

Today nobody gets paid until four documents reconcile, and each party holds its own version. On Load Guardrails each of them is an entry on the load's address, written by the party that owns that step and read by everyone entitled to it.

Today
  • Shipper tenders (EDI 204); carrier accepts or declines (990); tracking updates arrive by 214; the invoice comes as a 210
  • Each message is mapped, acknowledged (997), and reconciled against the others
  • A three-way match of rate con, BOL/POD, and invoice happens weeks later, by hand
  • Any mismatch is a dispute between two versions of events
On Load Guardrails
  • The rate con is the load's terms at created
  • The BOL is the picked_up entry, written by the carrier
  • The POD is the delivered entry, written by the receiver
  • The invoice is the settlement ledger, already funded
  • Nothing to reconcile: all four parties read the same object
05 · A worked example

200 coffee makers. Minneapolis to Chicago.

A manufacturer ships 200 units to a Chicago distribution center. Tuesday 8 AM pickup, Wednesday 6 PM delivery, $1,800 rate.

Monday
The shipper creates the load under its EIN address with origin, destination, 200 units, the pickup and delivery windows, the rate, and the insurance limit. The load is created.
Monday
The shipper funds escrow for the full amount. funded. Carriers can now be tendered.
$1,800 in escrow
Monday
A carrier that passed the vetting gate accepts. Its USDOT, unit 104, and driver Marcus Delane are bound to the load. accepted.
Tue 8:04 AM
Pickup verified at the warehouse; the BOL is written to the record. picked_up.
$540 → carrier (30%)
Tuesday
Position events append as the truck moves. The shipper's dashboard, the broker's board, and the receiver's dock schedule all read the same status. No phone calls.
Wed 3:41 PM
The receiver confirms 200 units at the Chicago DC; the POD is written. delivered.
$1,260 → carrier (70%)
Wed 3:41 PM
Fees settle and the record seals. The carrier was paid in full 26 hours after pickup, with no invoice, no factoring, and no collections. settled.
record sealed
06 · Identity

Your identity is your address.

No new account number. Your address is seeded from the identifier you already have and nobody else shares.

Carriers

Your USDOT number with a carrier suffix. Your MC is kept as a reference. Authority must be active, not just present.

usdot:…C

Brokers & forwarders

Your USDOT plus your authority. Since January 16, 2026, FMCSA suspends broker authority when the $75,000 bond or trust drops below the line and isn't cured in seven days, so we check the bond, not just that one once existed.

usdot:…B · usdot:…F

Shippers & receivers

No FMCSA authority needed. Your EIN, in its own namespace, since it's tax-confidential rather than a public registry.

ein:…
Questions

Plain answers.

Do I need to be on Load Guardrails for it to work?

No. Load Guardrails is infrastructure. Any shipper, carrier, or broker can use it directly, and any platform can write a load's address into its own software. It's not a walled garden.

How is settlement instant if there's no factoring?

The shipper funds the full load into escrow before pickup. Verified pickup releases 30%, verified delivery releases the remaining 70%. The money is already there and moves the moment a milestone is confirmed. No 30–90 day wait, no factoring cut.

What stops someone double-brokering my load?

A load is bound to a specific carrier, truck, and driver at acceptance. Presenting a different truck or identity is a transition the policy denies, so it never gets written. Separately, a carrier whose only authority is broker authority fails the vetting gate before any tender.

Who can see the price I'm paying or being paid?

Only the parties entitled to. A carrier sees its rate; a shipper sees its cost; a broker administering the load sees both sides. Everyone else, including us, cannot.

What's a "field address," concretely?

A short, permanent handle seeded from your real identifier. It locates where your data rests; your key turns it back into something readable. The same address works on any machine.

Can we keep using a broker?

Yes. Any broker, 3PL, or platform that has integrated Load Guardrails can administer your loads. Unbroker is the first. And if you and a carrier later want to go direct, that switch is a recorded, consented operation on the load rather than a fight over a non-solicitation clause.

Is my data sitting on your servers?

Loads are written as keyed records, and the goal of the design is that we cannot read what we hold without your key. We're building toward per-party keys before launch; until then, loads run on a shared field we operate. We'd rather say that plainly than claim more than the software does today.

Plain about what this is

Everything above is ordinary, buildable technology used well: a shared record, keyed access, an append-only log, and prepaid escrow. No magic, no claims a system can't keep. Freight doesn't need magic; it needs one honest record everyone can trust.

See it with your own loads.

Get on the interest list and we'll walk through the lifecycle with your lanes, your carriers, and your numbers.

Join the interest list